Missouri locals who are having problem obtaining economical medical insurance must research the Missouri Medical insurance Pool, or MHIP.
What is the Missouri Health Insurance Pool?
The MHIP is a program developed to help Missouri homeowners who can not find budget-friendly medical insurance, and who do not qualify or are not covered under any other type of medical insurance plan.
The MHIP provides inpatient and outpatient medical facility care; doctor care; care from other medical professionals; special health services and supplies; and prescription drug coverage.
Who sponsors the Missouri Medical insurance Swimming pool?
The MHIP came into result in 1991 thanks to the Missouri General Assembly. It likewise runs under the Assembly’s rules. However, the MHIP is administered by Blue Cross and Blue Guard of Missouri and Blue Cross and Blue Guard of Kansas City.
Who is qualified for the Missouri Health Insurance Swimming pool?
The MHIP is open to all Missouri homeowners depending on eligibility requirements, but those residents who have pre-existing health conditions and can not appear to find a medical insurance business that will offer them an individual health insurance policy ought to be particularly interested in MHIP due to the fact that while there are terms on pre-existing conditions, the stipulations of the MHIP’s policy on pre-existing conditions can be waived in certain scenarios.
Those Missouri homeowners who are not eligible for MHIP consist of those who are qualified for other kinds of health insurance strategies and programs such as a routine medical insurance plan, a state-sponsored medical insurance plan, Medicaid, Medicare, and COBRA.
If the MHIP has already paid $1 million in healthcare expenses to an individual, he or she is not eligible. The same is true for individuals who are disqualified for health insurance policies due to alcohol and substance abuse.
How do I find out more info about the Missouri Health Insurance Pool?
Contact the Missouri Department of Insurance coverage, or go to the Missouri Medical insurance Pool main Web site.